Tag: how

How to buy a home with no money down in the US?

The buyers of the home in the US has fallen to a great extent, this is because of the lack of first-time buyers. Moreover, those who are interested to buy a new home in the US for the first time don’t have adequate money to pay the down payment which is required to qualify for the mortgage after making the payment for the rent, commute and many other things. Another reason why there is lack of first time buyer in the US is because most people believe that they need to pay only 20% of their mortgage as the down payment, This is a myth, apart from offering many different private programs which allow no money down mortgages for the people buying a house first time the US government has many legitimate plans to put down the mortgage up to 3%. Therefore, stop questioning How to buy a home with no money down ? And look for the options.

Here is the option mentioned below which will guide you buying a house with no money down in the US.
• USDA zero down payment mortgage program
In the support of rural development, the US Department of Agriculture has made a zero down payment mortgage scheme which specifically targets the low to moderate income families in the country. The Mortgage Insurance Premium programs are one of the best programs of no money down mortgage available in the country. The MIP of USDA loan is 035% and it low as compared to 0.85% for the loans which are offered by the Federal Housing Administration.
• 100% Home Loan Financing Offer of the US Department of Veterans Affairs
Specifically for the veterans, the home loan offered by the US Department of veteran’s affairs helps buying a house with no money down, the best way. It offers 100% financing for the eligible veterans. Moreover, they don’t require any mortgage insurance, which allows the saving of thousands of dollars a year. However, the VA funding fee is required to be paid which is 2.15% of the loan amount.

How to install windows 10 in an Old PC

When installing windows 10, in an already used system, it I more like an ungraded of your windows, its a bit different from what you would do if it was a brand new system. Here is a quick how to install windows 10 for an upgrade.

1) After setting up the booting process from the BIOS, you will see a page that shows you to choose preferred language ,time format and input method.if it shows you a blank page, Dont press any key ,just wait for this Page.
2) Choose your preferred and press “OK”
3)Then click on install Now.
4) Next, you see a page to click to on accept ,License and Terms. Click “accept”.
5) You will see a page asking, What kind of Installation you want? You Choose “Custom- install Windows only” (Advanced).
6) Next page would ask “where do you want to install windows?” You already have partitions in Your PC , because you want to keep your old Data, Delete Drive 0: partition 1 and Drive 0: Partition 2, Both partitions you deleted will automatically become unallocated space.
7) Next, On the Unallocated space create Drive 0: Partition 2.
8) Choose Partition 2 as the installation Location. Then click “Next”
9) Next, It shows you ” Installing windows”. The installation is running ,this might take around 20mins, that’s why you must ensure your system is Plugged. This might also restart your system several times.
11) Next it shows you a Page to enter your Windows Product Key. you can click “Skip” to do it later.
12) Next ,you see a page ,that ask you to choose , “Express Settings” Click on it.
13) You see a Page asking “who owns system” choose “I own it” and click next.
14) You see a page ,asking You to Login to your Microsoft Account , You can login or Click “Skip”
15) It shows you Create account for PC , fill the form. Click “Next”
16) It shows you to wait for a few minutes….”Do just that”. And you have successfully installed your windows 10.